Everything you need to launch

Card issuing, ledgering, KYC, and transaction processing, all behind one REST API.

Virtual & metal cards

Issue Mastercards to your users in milliseconds. Virtual for launch speed, metal for a premium tier. Freeze, unfreeze, or cancel instantly via API.

Apple Pay, Google Pay, Samsung Pay

Every card is wallet-ready from day one. Tap to pay wherever your customers already carry their phone.

Spending accounts

CAD spending accounts backed by a double-entry ledger. Balance computed from ledger truth. No floats, ever.

Real-time authorization

Authorization decided in under 2 seconds. Balance checked, ledger debited, result returned synchronously.

KYC built in

Submit, track, and approve customer identity verification directly through the API.

Full sandbox

Simulate purchases, refunds, declines, and KYC outcomes in test mode before you ever touch live money.

Webhook delivery

Real-time events delivered to your endpoint with HMAC-SHA256 signatures and automatic retry.