Who we are

We started VaultTen because every Canadian fintech we talked to was solving the same problem from scratch: how do you issue a card, hold a balance, and move money without stitching together a processor, a bank, and a ledger yourself. That work is slow, expensive, and easy to get wrong when real money is on the line.

VaultTen gives you one API for the whole stack, virtual and metal Mastercard issuance, CAD spending accounts backed by a real double-entry ledger, real-time authorization, KYC, and webhooks, so your team can spend its time on the product your customers actually see, not the plumbing underneath it.

We are a small, Canadian-based team, and we build for correctness first. A balance being wrong is never an acceptable trade-off for shipping faster.